It is our mission to provide safe, sanitary and affordable housing for tribal members and members of the Native communiy, to promote responsible home ownership and to develop new housing projects and programs based upon the needs of our community.
For all KICHA / NAHASDA Programs the following income requirements must be met: KICHA Maximum Annual Household Income (80% of Median Income) NAHASDA Median Income Limits: Ketchikan Gateway Borough
For the Ketchikan Gateway Borough (100% of Median Income) *These limits are revised annually.
Total annual Gross income must be counted from all people living in the home. This includes wages; Social Security (SSA or SSI); pensions; Unemployment Benefits; Adult Public Assistance; Public Assistance; PFD and native dividends; Veteran’s Benefits; Survivor Benefits; Child Support; Alimony, Workman’s Compensation etc.
KICHA offers several affordable housing options for income qualified Alaska Natives and American Indians:
KICHA offers affordable housing for income qualified Alaska Native and American Indian Elders in our modern Elder Housing Complex, which features:
Ketchikan Indian Community Housing Authority (KICHA) is accepting applications for Veteran’s housing located at the corner of Woodland and Park.
The Home Improvment Assistance Program provides assistance to homeowners whose homes are in need of essential repairs to restore livability. For a property to be eligible it must be residental, be current on all property taxes, insured, owned by and be the principal residence of the family, and projected that upon expenditure of funds (combined with funds provided by the family) all major Life, and Safty Hazards will be addressed.
Energy Assistance helps elder (62+) low-income residents heat their homes throughout the year by providing help and information needed to manage their fuel costs. It is our goal that all people who apply for the program are treated with respect and understanding. Assistance is limited to $500 and awarded on a first come first served basis until funds are exhausted.
Ketchikan Indian Community Housing Authority (KICHA) has expended funds for the Home Buy Down Program for Fiscal Year 2018. Please contact our housing staff at 907-228-9222 or Housing@kictribe.org if you wish to be added to our waitlist for Fiscal year 2019.
The housing program is specifically designed to increase the availability of affordable housing by attacking barriers at several levels simultaneously:
Credit - Pre-screening program applicants, seeking credit-worthy low and very low income home buyers with a stability of income.
Affordability - buying down the amount of the client selected home by up to $30,000.00 with the down payment, which KICHA hold as a Second Deed of Trust for 10 years.
Cash Flow - Providing closing costs up to $2,500.
An additional $2,000 down payment will be the responsibility of the buyer.
Should the homeowner sell the property within the first five years, the Housing Program will recover 100% of the 2nd Mortgage plus interest (4% minimum) amount as part of any sales transaction. Sale of the property between the fifth and final year of their note would result in a diminishing portion of repayment of the 2nd Mortgage. All funds recovered through the sale or repossession of homes as described above will be returned to be utilized to supplement the housing program. Program funding can therefore be recycled and utilized to assist future generations of hopeful prospective homeowners.
See the List of Approved Lenders